Home / Protection
Social protection · Insurance · Preparation financing · Supplementary retirement

The core purpose
of GMMAC

GMMAC is developing insurance, preparation financing and supplementary retirement for MMA practitioners and fighters, from their first training session to life after competition. These proposed services remain subject to eligibility, approved rules and partner contracts.

MMA Insurance

Three proposed tiers,
from practitioner to professional

Essential, Standard and Pro would provide cover adapted to practice and competition. The benefits below are proposals; final cover, exclusions and limits depend on insurer contracts.

Proposed cover and eligibility
TierAudienceCoverageEligibility trigger
Tier 1 · EssentialAffiliated amateur practitioners
  • Accidental death
  • Total permanent disability
  • Daily benefits for common injuries, including fractures, ligament injuries and concussions
  • Active DSP
  • federal licence
  • active GMMAC grade
Tier 2 · StandardLicensed amateur competitors
  • Death from all causes
  • Partial permanent disability
  • Temporary incapacity
  • Daily benefits and basic medical costs for common injuries
  • Federal licence
  • active DSP
  • grade in progress
  • competition under a national or international federation
Tier 3 · ProProfessional fighters
  • Death
  • Total or partial disability
  • Incapacity
  • Repatriation
  • Full medical costs and rehabilitation for common injuries
  • Federal licence
  • active DSP
  • minimum Black grade
  • registered professional contract
GMMAC's role GMMAC plans to negotiate group terms. Federations would fund Essential and Standard and arrange Pro policies for professional events, supported by organiser fees. Solidarity uses separate collective coverage. The professional contribution does not directly fund these insurance premiums; the brokerage framework remains to be formalised.
Pockets PRO

Finance fight preparation
with Pockets PRO

A proposed advance on all or part of the guaranteed appearance purse, before the event. Win bonuses are excluded.

Financing and capitalisation

Pockets PRO would use part of the Support Fund’s capital to finance eligible contracts. Interest would return in full to the Fund, supporting its long-term social purpose within the investment policy.

Four cumulative eligibility conditions
  • The combat organisation is a GMMAC member
  • The fighter holds an active GMMAC DSP
  • The fighter holds a minimum Black grade
  • The professional contract is registered and validated in the GMMAC system
48h
Business hours · Proposed payment target

Once the four conditions are met, the proposed payment target is within 48 business hours. The advance is net of applicable negotiated discount and service fees, to help fund training, nutrition and travel.

Professional contributions support Pockets PRO and future retirement through the Support Fund. Ordinary insurance and the Solidarity Mechanism have separate funding arrangements; their resources must remain identifiable.

Support Fund

A Support Fund
for life after competition

The proposed Support Fund would finance eligible fighters during their careers and build resources for supplementary retirement. Its capital target depends on contributions and investment results.

$500M
Capital target · Horizon 2040
How the proposed contribution flows

5%Organisations contribute 5% of appearance purses and win bonuses.

Allocation of the amount collected

95%To the Support Fund

5%To GMMAC operations

This contribution does not directly fund insurance premiums.

Funding sources
Reference model: organisations contribute 5% of appearance purses and win bonuses. Of the amount collected, 95% goes to the Fund and 5% to GMMAC operations. Grades, diplomas and bracelets contribute 50% of GMMAC gross margin, not their sale price.
Capital management
The proposed Core-Satellite strategy combines separately managed accounts (SMA), Pockets PRO and diversified investments. The Fund Committee would supervise it. The separate legal structure and asset protections remain to be formalised.
Two phases
Planned accumulation through 2030 · First payments targeted from 2031. The 2030 preparation phase and payment timetable still need reconciliation.
The Fund's principle

GMMAC is a project for a nonprofit association in formation. The Fund would accumulate resources for supplementary retirement and finance Pockets PRO. Its legal form, jurisdiction and operating protections are still being developed.

Two proposed retirement paths

Early activation · from age 45

50% of the benefit until age 55, then the full benefit for 20 years.

Deferred activation · from age 55

The full benefit for life.

Subject to eligibility and approved funding rules. Individual amounts remain to be determined. Stopping competition does not automatically trigger a payment.

Eligibility criteria
  • Active GMMAC DSP and Black belt, Black+ or higher
  • At least five years of professional seniority
  • Certified professional fights in a member organisation; minimum fight count still to be determined
  • Rights based on seniority and sporting level, under a benefit scale still to be approved
Solidarity Mechanism

Protection when required insurance
is missing

How the proposed Solidarity Mechanism works

The proposed Solidarity Mechanism applies when a member federation has not obtained the required insurance. It concerns a documented serious bodily accident during a competition, training session or event under that federation, for a beneficiary with an active DSP.

Verified lack of required insurance, the severity threshold set by the scheme’s rules and policy limits apply. Medical costs, disability and death benefits follow the policy schedule. A licensed partner insurer would carry the insurance risk; recovery against the defaulting federation follows a separate contractual procedure.

Conditions and safeguards
  • Verified absence of required federation insurance
  • Documented serious accident linked to a member federation
  • Active DSP and the applicable severity threshold
  • Policy benefits and limits; separate recovery procedure